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In the market looking for health insurance. I need tips and any suggestions about reputable companies?

Question by : In the market looking for health insurance. I need tips and any suggestions about reputable companies?
I am a first time shopper in the market for health insurance and am “lost” about where I can or who I should go with. For you experienced people out there, any tips? Suggestions? I appreciate the help!

Best answer:

Answer by Yirmiyahu
Anthem / Blue Cross
UnitedHealth Group
Aetna
CIGNA

What do you think? Answer below!

Q&A: Any tips for Health and Life insurance exam?

Question by Mr. Jones: Any tips for Health and Life insurance exam?
I am taking my Life&Health Insurance exam tomorrow and I feel like I am prepared, but I would like some tips or tricks you may have used to answer some questions. Anything that will help :)

Best answer:

Answer by mbrcatz
Sleep well for TWO nights before the test. Read the questions slowly, looking for the “EXCEPT” at the end of some of them. Work the practice exams on an elimination basis – the most wrong answer first, the next most wrong, etc, until you only have one question left.

If you can pass the practice exam with 90%, you’ll pass the real one.

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Cool Health Insurance images

Check out these health insurance images:

Margarida Jorge
health insurance

Image by twbuckner
Health Care for American Now national field director
Health Care Now Rally
NC State Capital grounds

Flag at half-mast for Senator Edward Kennedy
health insurance

Image by twbuckner
Health Care Now Rally
NC State Capital grounds

Governor Patrick visits Superlogics to highlight a new health insurance tool for small businesses
health insurance

Image by Office of Governor Patrick
Wednesday, April 21, 2010 — Governor Patrick highlighted a recently launched state program specifically for small businesses struggling with the rising cost of health insurance for their employees. Business Express was launched by the Massachusetts Health Connector in February in conjunction with Governor Patrick’s small business jobs bill. The program is designed for small businesses with 50 or fewer employees and all of its products carry the state’s Seal of Approval for quality and value. Because there are no membership fees and reduced administrative costs, many businesses with five or fewer employees may save more than 0 per employee per year. Learn more here.

(Photo credit: Eugena Ossi/Governor’s Office)

Q&A: how can i tell if my health insurance benefits are pre taxed?

Question by montcoguy0o: how can i tell if my health insurance benefits are pre taxed?
Keep in mind, your health insurance premiums can’t be deducted if they’re taken out of your paycheck as pre-tax dollars. However, after-tax health insurance premiums are deductible, but they still are subject to a limitation of 7.5% of your AGI. If you’re self-employed, you may deduct a portion of your health insurance premiums as an adjustment. The self-employed deductible portion is 100% in 2007.

Best answer:

Answer by bostonianinmo
Ask your employer. They will tell you. Actually they should provide a form for you to sign every year verifying your benefit selections and how you want to have your healthcare premiums treated.

Nearly all healthcare insurance through a job are part of a Section 125 plan and are deducted pre-tax. You generally have the option to pay them with tax paid dollars but I’m at a loss to explain how that could be beneficial to anyone.

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A Guide to Health Insurance Billing, 3rd Edition

A Guide to Health Insurance Billing, 3rd Edition

Begin a career in the world of health insurance billing with A Guide to Health Insurance Billing, Third Edition. This resource introduces learners to medical billing, covering everything from patient registration to claims submission. Students will become familiar with appropriate terminology, understand legal and regulatory guidelines, and develop an understanding of coding systems. The Superiorland Clinic practical simulation in Appendix A puts students’ skills to the test with 20 case studies

List Price: $ 90.95

Price:

Find More Health Insurance Products

Guide to Long-Term Care Insurance

Guide to Long-Term Care Insurance

This type of insurance covers services needed by those with chronic illness or disability. Check out the costs, limitations and exclusions, and coverage options you need.This type of insurance covers services needed by those with chronic illness or disability. Check out the costs, limitations and exclusions, and coverage options you need.

List Price: $ 0.99

Price:

What health insurance plans cover the most patients in Indiana?

Question by lv: What health insurance plans cover the most patients in Indiana?
Who are the top 6 health insurance plans in Indiana in terms of number of patients covered? I believe Anthem is number one?

Best answer:

Answer by Chin O
Health insurance can be very tricky. Since I live in Michigan I’m not sure about Indiana laws and regulations, so I recommend you call a local insurance agent. http://www.goodinternetdeals.com/Health-Insurance.html They should be able to help you.

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Cool Health Insurance images

Some cool health insurance images:

Who will get What?
health insurance

Image by sbwoodside
Who Will Get What? This is an information graphic based on Health Insurance Reform in Three Steps by Nicholas Beaudrot. I thought it would work better in this format, which shows the proportions of people as the thickness of the lines.

If you have updated/more correct numbers post them—I might roll an updated version.

This is licensed CC-Attribution-ShareAlike!

Competitors, but not
health insurance

Image by pr1001
Two health insurance companies have almost identical customer magazines. – Posted using mobypicture.com/?rdaexq

One-year Anniversary of Health Insurance Reform
health insurance

Image by Leader Nancy Pelosi
March 28, 2011 ~ Congresswoman Pelosi celebrates the one-year anniversary of health insurance reform at the South of Market Health Center with Julie Walters and Matt McManus, whose daughter Violet benefits from the removal of lifetime caps on coverage and the denial of care based on pre-existing conditions.

Why does Health Insurance not pay for Chantix, to help people to stop smoking?

Question by Melissa T: Why does Health Insurance not pay for Chantix, to help people to stop smoking?
Why does Health Insurance not pay for Chantix, to help people to stop smoking? I just recently got a prescription for Chantix to help me quit smoking, and insurance will not pay for it? The pharmacist told me that pretty much no insurance will pay for this. Why is it, we are told by scientists, doctors, media, and yes insurance that we need to stop smoking, but yet insurance will not pay o help us have a successful chance at quitting?

Best answer:

Answer by ♪♫GЯAC3♪♫
i work in a pharmacy and wonder the same thing, I’ve seen very few insurances that do pay on Chantix, but not many.

What do you think? Answer below!

What are the dangers in using my health insurance to get medication for someone else?

Question by psych_minded: What are the dangers in using my health insurance to get medication for someone else?
My boyfriend neeeeds to quit smoking, he smokes like more than a pack a day! But! He doesnt have health insurance, and i have great health insurance through my job. Are there any potential dangers to getting him a prescription for chantix on my health insurance ? (i socially smoke so it wouldnt be a huge stretch at the docs office) Could it increase my insurance costs to admit that i am a “smoker” to insurers?

Best answer:

Answer by Kc L
what country are you in? i am in australia and i work for a private health insurer. If you do live in Australia or a country that has a similar system, it does not increase the cost of your private health insurance if you are a smoker.

if you are however caught for claiming medication that is not for yourself under your private health insurance, your health cover will be terminated and you run the risk of legal action.

I hope that helps!

Know better? Leave your own answer in the comments!